Comprehensive Exotic Pet Insurance Comparison
Nationwide Pet Insurance
About: Nationwide is one of the few major providers offering insurance for exotic pets. Their plans cover accidents, illnesses, and wellness care for reptiles, birds, rabbits, and other exotic species.
Starting Price: $35/month
Deductible: $250 - $1,000
- Covers a wide range of exotic pets
- Comprehensive accident and illness coverage
- Optional wellness plans for preventive care
Pros:
- Broad species coverage, including reptiles and small mammals
- Optional wellness coverage for routine care
Cons:
- Higher premiums for rare species
- Limited availability in some regions
Exotic Direct
About: Exotic Direct specializes in coverage for exotic pets, including parrots, tortoises, snakes, and small mammals. They offer comprehensive plans for illnesses, injuries, and even theft or loss.
Starting Price: $18/month
Deductible: $50 - $500
- Comprehensive illness and injury coverage
- Includes theft and loss protection
- Covers a wide variety of exotic species
Pros:
- Tailored plans for exotic pet owners
- Unique coverage options like theft
Cons:
- Only available in select regions
- Higher premiums for rare and high-value pets
Pet Assure
About: Pet Assure is a veterinary discount plan that includes coverage for exotic pets. While it’s not traditional insurance, it provides significant discounts on treatments, procedures, and vet visits for reptiles, amphibians, and other exotic animals.
Starting Price: $12/month
Deductible: None (discount-based plan)
- 25% discount on vet visits and treatments
- No exclusions for pre-existing conditions
- Applicable to a wide variety of exotic pets
Pros:
- Affordable and straightforward pricing
- Available for all exotic pet species
Cons:
- Not traditional insurance with reimbursement options
- Does not cover major medical expenses
Hartville Pet Insurance
About: Hartville provides customizable plans for exotic pets, including reptiles, birds, and small mammals. Their coverage options include accidents, illnesses, and exam fees, making them a flexible choice for exotic pet owners.
Starting Price: $20/month
Deductible: $100 - $500
- Coverage for accidents and illnesses
- Includes exam fee coverage
- Customizable plans for various exotic pets
Pros:
- Broad coverage for different exotic species
- Affordable premiums with customizable options
Cons:
- Routine care coverage not included
- Claims processing can vary