Comprehensive Horse Insurance Comparison
Broadstone Equine Insurance
About: Broadstone specializes in equine insurance, offering comprehensive coverage for mortality, medical, surgical, and liability insurance for horses of all breeds and disciplines.
Starting Price: Varies based on horse value
Deductible: Typically $250 - $500
- Mortality and theft coverage included
- Medical and surgical insurance options
- Flexible liability coverage for horse owners
Pros:
- Tailored plans for all horse breeds and disciplines
- Highly experienced in equine insurance
Cons:
- Premiums vary widely based on horse value
- Medical coverage requires additional cost
Hallmark Equine Insurance
About: Hallmark provides specialized equine insurance with coverage for major medical, mortality, and surgical procedures. Their plans cater to show, race, and leisure horses.
Starting Price: Varies based on horse value and activity
Deductible: $250 - $1,000
- Comprehensive mortality and theft coverage
- Major medical and surgical insurance
- Liability coverage for horse-related activities
Pros:
- Coverage tailored for show and racehorses
- Wide range of customizable options
Cons:
- Higher premiums for competition horses
- Claims processing may vary
American Equine Insurance Group (AEIG)
About: AEIG specializes in equine insurance, offering comprehensive mortality, major medical, surgical, and liability coverage for horse owners across the United States. Their plans are highly customizable.
Starting Price: Varies based on coverage and horse value
Deductible: Typically $250 - $1,000
- Mortality and theft protection
- Major medical and surgical coverage available
- Optional equine liability insurance
Pros:
- Customizable plans for various equestrian needs
- Wide coverage options, including liability
Cons:
- Pricing varies significantly with horse age and use
- Not all policies include medical by default
Blue Bridle Equine Insurance
About: Blue Bridle offers specialized equine insurance, including coverage for mortality, major medical, liability, and horse farm packages. They are a great option for horse owners seeking broad coverage.
Starting Price: Varies by coverage
Deductible: $250 - $750
- Comprehensive mortality and major medical coverage
- Farm and liability insurance available
- Specialized plans for breeding and competition horses
Pros:
- Extensive coverage for horses and farms
- Well-suited for breeding and competition horses
Cons:
- Farm insurance packages can be costly
- Claims processing times can vary